COVID-19 Policy/Proceduresplease click here to see our latest news with the ongoing situation.

alarm-ringing ambulance angle2 archive arrow-down arrow-left arrow-right arrow-up at-sign baby baby2 bag binoculars book-open book2 bookmark2 bubble calendar-check calendar-empty camera2 cart chart-growth check chevron-down chevron-left chevron-right chevron-up circle-minus circle city clapboard-play clipboard-empty clipboard-text clock clock2 cloud-download cloud-windy cloud clubs cog cross crown cube youtube diamond4 diamonds drop-crossed drop2 earth ellipsis envelope-open envelope exclamation eye-dropper eye facebook file-empty fire flag2 flare foursquare gift glasses google graph hammer-wrench heart-pulse heart home instagram joystick lamp layers lifebuoy link linkedin list lock magic-wand map-marker map medal-empty menu microscope minus moon mustache-glasses paper-plane paperclip papers pen pencil pie-chart pinterest plus-circle plus power printer pushpin question rain reading receipt recycle reminder sad shield-check smartphone smile soccer spades speed-medium spotlights star-empty star-half star store sun-glasses sun tag telephone thumbs-down thumbs-up tree tumblr twitter user users wheelchair write yelp youtube

What’s the difference between In-Network vs. Out-Of-Network?

“In-network” providers have contracted with your vision insurance company to accept certain rates that are discounted. Patients will pay less with an in-network provider. “Out-of-network” providers are not contracted with your insurance and have not agreed to the discounted rates.

What vision insurance does Lifetime Optometric accept in-network?

Currently, Lifetime Optometric is an in-network provider for Vision Service Plan (VSP) and EyeMed. Lifetime Optometric is no longer in-network with Medical Eye Services, Superior Vision, or Spectera. Learn more about the insurance carriers we work with.

What is an out-of-network insurance claim and how do I file one?

There may still be some reimbursement available to patients for out-of-network vision claims. Please contact your insurance for details on reimbursement. Lifetime Optometric will provide blank out-of-network forms upon request and an itemized receipt. The patient will need to complete the form and submit it to their vision insurance provider. The insurance will then determine the reimbursement based on your insurance plan.

For all patients that have an out-of-network insurance, the cost of the annual eye exam will be private pay fees without insurance. To help our patients, Lifetime Optometric is offering Sunbit, a buy now, pay-over-time solution to help with the fees for the exam, glasses and/or contacts.

Buy now, pay over time with Sunlit

May I use my medical insurance if Lifetime Optometric doesn’t accept my vision plan?

Vision insurance is different from your medical insurance. Vision insurance is the annual wellness benefit to check the health of the eyes and test for prescription glasses/contact lenses. In contrast, medical insurance protects you from unexpected costs for eye injury or management and treatment of eye diseases such as sudden vision loss, cataracts, eye infection, glaucoma, complications from diabetes, and dry eyes. Lifetime Optometric will check your medical insurance to determine if your visit may be billed for the medical exam. However, the glasses test is still not billable to your medical insurance.